Terms of Service

1. About these Terms

1.1 These Terms of Service and SaaS Agreement ("Terms") govern access to and use of CompCheck.IO and the associated software platforms, applications, services, functionality and content made available by Waris International Consulting Ltd.

1.2 CompCheck.IO is a product of Waris International Consulting Ltd ("WICL", "we", "us" or "our").

1.3 References in these Terms to "CompCheck.IO", the "Platform" or the "Services" include, where applicable:

1. the CompCheck.IO compliance management platform;
2. CompCheck.IO Academy, including learning management and training functionality;
3. CompCheck.IO HR, including HR and workforce management functionality;
4. associated web applications and mobile applications;
5. consultant, Super Admin, client-management and CRM functionality;
6. document, management-system and template functionality;
7. subscription, proposal, invoicing and payment functionality;
8. integrations and connected services; and
9. any other functionality WICL makes available as part of CompCheck.IO from time to time.

1.4 By creating an Account, purchasing a Subscription, accepting a proposal or order incorporating these Terms, or accessing or using the Services, the Customer agrees to be bound by these Terms.

2. Contracting Party

2.1 The provider of the Services and contracting party under these Terms is Waris International Consulting Ltd, a company registered in England and Wales under company number 09531683, whose registered office is at C/O Hr Accountants, 222 Branston Road, Burton On Trent, England, DE14 3BT.

2.2 CompCheck.IO is a product and trading identity of Waris International Consulting Ltd and is not a separate legal entity.

2.3 Any reference on the Platform, website, application, invoice, proposal, communication or other material to "CompCheck.IO", "we", "us" or "our", where referring to the provider of the Services, means Waris International Consulting Ltd unless expressly stated otherwise.

3. Business Use

3.1 Unless expressly agreed otherwise, the Services are supplied for business and professional purposes.

3.2 By entering into this Agreement on behalf of a company, partnership, charity, educational institution, public authority or other organisation, the individual accepting these Terms warrants that they have authority to bind that organisation.

3.3 If the Services are made available to consumers in circumstances where mandatory consumer law applies, nothing in these Terms excludes or restricts any right which cannot lawfully be excluded or restricted.

4. Definitions

In these Terms:

"Account" means an account created to access the Services.

"Academy" means the CompCheck.IO learning management, course creation, training and associated functionality.

"Authorised User" means an individual authorised by the Customer to access the Services.

"Customer" means the person or organisation entering into this Agreement with WICL.

"Customer Content" means information, documents, templates, records, photographs, videos, training materials, employee information, policies, procedures, risk assessments and other material uploaded, entered, generated or stored by or on behalf of the Customer using the Services.

"Customer Data" means data, including Personal Data, processed through the Services on behalf of the Customer.

"Documentation" means documentation, instructions, guidance and training materials relating to the Services.

"HR Platform" means the HR and workforce functionality forming part of CompCheck.IO.

"Subscription" means the plan or package under which access to paid Services is provided.

"Subscription Period" means the applicable monthly, annual or other subscription period.

"Super Admin" means an Account authorised to establish and/or administer multiple customer or client Accounts through consultant or equivalent functionality.

5. The Services

5.1 WICL grants the Customer a limited, non-exclusive, non-transferable and non-sublicensable right, during the Subscription Period, to access and use those Services included within the Customer's Subscription.

5.2 The functionality, features, allowances, storage, number of users, sites and other limitations available to the Customer may depend upon the Subscription selected.

5.3 Certain functionality may be provided through web applications, mobile applications, APIs or third-party integrations.

5.4 WICL may improve, modify, update or replace features of the Services from time to time.

5.5 WICL may introduce new functionality, modules, integrations or Services and may determine whether these are included within an existing Subscription, subject to additional charges, available only under particular Subscription levels, or provided as optional add-ons.

6. Soft Launch and Continuing Development

6.1 The Customer acknowledges that CompCheck.IO may be offered during a soft-launch, development or progressive-release period.

6.2 During such periods:

1. features may be added, modified or removed;
2. user interfaces and workflows may change;
3. functionality may be improved or replaced;
4. Subscription structures and allowances may change;
5. integrations may be introduced, modified or withdrawn; and
6. temporary faults, limitations or interruptions may occur.

6.3 WICL does not warrant that functionality available during a soft launch will remain unchanged or permanently available.

6.4 Where reasonably practicable, WICL will seek to avoid materially reducing the core functionality of a paid Subscription during its current Subscription Period without reasonable justification.

7. Pricing and Subscriptions

7.1 Current Subscription options and prices will be displayed within the Platform, applicable order, proposal or other purchasing interface.

7.2 Prices displayed on the public CompCheck.IO website may be indicative and may not represent the latest Subscription structure.

7.3 Customers should refer to the Platform for current prices and available Subscription options before purchasing or renewing a Subscription.

7.4 WICL may offer promotional pricing, bespoke packages, negotiated allowances, trial periods, discounts, introductory pricing and individually negotiated commercial arrangements.

7.5 Promotional or bespoke pricing offered to one Customer does not oblige WICL to make equivalent pricing available to another Customer.

7.6 WICL may change Subscription pricing for future Subscription Periods by giving reasonable notice where appropriate.

7.7 Unless expressly stated otherwise, prices exclude VAT and other applicable taxes.

8. Payment and Renewal

8.1 Paid Subscriptions must be paid in accordance with the payment terms displayed when purchasing the Subscription or otherwise agreed in writing.

8.2 Where a Subscription renews automatically, the Customer authorises collection of the applicable Subscription charge using the nominated payment method.

8.3 The Customer is responsible for maintaining valid and accurate payment information.

8.4 If payment is overdue, WICL may, subject to applicable law and any agreed grace period, restrict functionality, suspend access, prevent creation of new records or transactions, or terminate the affected Subscription.

8.5 Unless otherwise stated at purchase, fees already paid are non-refundable except where required by law, expressly provided under these Terms, or otherwise agreed by WICL.

9. Customer Accounts

9.1 The Customer is responsible for:

1. maintaining accurate Account information;
2. determining who may access its Account;
3. assigning appropriate user permissions;
4. promptly removing access when no longer required;
5. protecting passwords and authentication credentials; and
6. activity carried out through its Account by its Authorised Users.

9.2 Accounts and login credentials must not be shared except where functionality expressly permits shared or delegated access.

9.3 The Customer must notify WICL promptly if it reasonably suspects unauthorised access to its Account.

10. Customer Responsibilities

10.1 The Customer remains responsible for how it uses the Services.

10.2 The Customer is responsible for:

1. determining whether the Services are suitable for its purposes;
2. reviewing information generated, stored or presented through the Platform;
3. ensuring Customer Content is accurate, lawful and appropriate;
4. implementing appropriate operational, compliance, HR and management decisions;
5. complying with laws and regulatory obligations applicable to its activities;
6. ensuring Authorised Users are appropriately trained and authorised; and
7. maintaining any records that the Customer is legally required to maintain independently of the Services.

11. CompCheck.IO is a Software Platform

11.1 CompCheck.IO is principally a software, information-management and administrative platform.

11.2 Unless WICL expressly agrees otherwise in a separate written engagement, provision of the Services does not constitute legal advice, regulatory advice, health and safety consultancy, employment-law advice, HR consultancy, payroll or tax advice, accounting advice, financial advice, professional training accreditation, or any other regulated or professional advisory service.

11.3 Use of CompCheck.IO does not itself guarantee or establish compliance with any law, regulation, standard, contractual obligation, accreditation scheme or industry requirement.

11.4 The Customer remains responsible for obtaining appropriate professional advice where necessary.

12. Compliance Management

12.1 The Compliance Platform may enable Customers to create, manage, complete, assign or store checklists, risk assessments, audits, policies, procedures, agreements, forms, records, tasks, tickets and actions, documents, management-system documents and other compliance-related information.

12.2 These tools assist the Customer in managing information and workflows. They do not transfer the Customer's legal or regulatory responsibilities to WICL.

12.3 The Customer remains responsible for determining:

1. which assessments are required;
2. whether assessments are suitable and sufficient;
3. what control measures are necessary;
4. whether policies and procedures are appropriate;
5. whether actions have been adequately completed; and
6. whether documents require professional review.

13. Templates and Libraries

13.1 WICL may make templates, examples, sample documents, checklists, policies, risk assessments, forms or other resources available through the Services.

13.2 Such materials are provided as starting points or administrative resources and must be reviewed and adapted by the Customer where appropriate.

13.3 WICL does not warrant that a template is suitable for every organisation, jurisdiction, activity, workplace or circumstance.

13.4 The Customer is responsible for ensuring that any template it adopts is appropriate for its intended use.

14. Document Automation

14.1 CompCheck.IO may allow templates to be automatically populated using information including Customer names, client details, logos, addresses, director or authorised-person details, signatures and dates.

14.2 The Customer is responsible for reviewing automatically populated documents before relying upon, issuing or signing them.

14.3 Automated population does not constitute review, approval or certification by WICL.

14.4 Where documents are updated and automatically reassigned or regenerated, the Customer remains responsible for determining whether the updated version is appropriate for each recipient or client.

15. Electronic Signatures and Acknowledgements

15.1 The Platform may facilitate electronic signatures, acknowledgements or confirmations.

15.2 The Customer is responsible for determining whether a particular electronic signature or acknowledgement is legally appropriate for the relevant document or transaction.

15.3 WICL does not warrant that every electronic-signature method available through the Platform will satisfy every statutory, regulatory or evidential requirement.

16. HR and Workforce Management

16.1 The HR Platform may provide functionality relating to employee records, recruitment, applicant tracking, interview scheduling, onboarding, contracts and documents, attendance and clocking in/out, workforce scheduling, leave and absence, payroll-related information, appraisals and performance, workforce analytics, training records and employee self-service.

16.2 The Customer remains the employer, engager or decision-maker, as applicable.

16.3 WICL does not make employment decisions on behalf of the Customer merely by providing software used to record, organise, calculate, present or communicate information.

16.4 The Customer remains responsible for the legality and fairness of recruitment, employment, disciplinary, grievance, dismissal, pay, payroll, working-time, absence, performance and other workforce decisions.

17. Academy and Learning Management

17.1 Academy may permit Customers and Authorised Users to create courses, upload training materials, undertake learning, assign training, track completion, record learning and development, issue or record certificates where functionality permits, and make courses available to other users.

17.2 Unless expressly stated otherwise, WICL does not accredit, endorse or independently verify Customer-created courses.

17.3 A course completion record demonstrates the activity recorded by the Platform. It does not, by itself, establish competence, professional qualification or statutory compliance unless the applicable requirements independently provide otherwise.

17.4 Employers remain responsible for determining whether training is appropriate and sufficient for their employees' roles and risks.

18. User-Created and Sold Courses

18.1 Where Academy permits a Customer or course provider to create, publish, distribute or sell a course, that provider is responsible for the course content, accuracy, intellectual-property rights, descriptions and advertising, pricing, refunds where applicable, accreditation claims, legal compliance and dealings with learners.

18.2 WICL's provision of marketplace or payment functionality does not constitute endorsement of the course or course provider.

18.3 Additional Academy Course Creator & Marketplace Terms may apply.

19. Consultants and Super Admin Accounts

19.1 CompCheck.IO may allow consultants and other professional service providers to operate Super Admin Accounts through which they manage client Accounts.

19.2 A Super Admin may, subject to its Subscription and permissions, be able to create and administer client Accounts, maintain CRM information, manage client contacts, create tasks, create bespoke Subscription packages and allowances, prepare proposals, invoice clients, collect payments, establish recurring billing, create promotional codes, send broadcast communications, create document templates, assign documents to multiple clients, maintain document versions and provide other services to its clients.

19.3 The consultant or Super Admin acts independently of WICL when providing professional services to its clients.

19.4 Nothing in these Terms creates an agency, partnership, joint venture, employment relationship, franchise, or authority for the consultant to bind WICL.

19.5 A consultant must not represent that it is WICL, CompCheck.IO or an authorised agent of WICL unless expressly authorised in writing.

20. Consultant Responsibility for Clients

20.1 Consultants are responsible for the professional services they provide through or in connection with CompCheck.IO.

20.2 WICL is not responsible for advice given by consultants, consultant-created documents, consultant recommendations, consultant-client disputes, consultant pricing, services promised in proposals, failure by a consultant to perform professional services, or regulatory or professional obligations applicable to a consultant.

20.3 Consultants are responsible for obtaining any insurance, qualifications, licences, registrations or professional authorisations applicable to their services.

21. Client Document Automation

21.1 Consultants may upload their own document templates and assign them to client Accounts.

21.2 Where functionality permits, CompCheck.IO may automatically populate those templates with client information and regenerate or reassign documents following template updates.

21.3 The consultant remains responsible for the underlying template, its accuracy, legal and professional suitability, determining which clients should receive it, reviewing material changes and ensuring appropriate professional oversight.

21.4 Version-control functionality does not relieve a consultant or Customer of any legal record-retention obligation.

22. Proposals, Invoices and Payments

22.1 The Platform may enable consultants or other Customers to issue proposals, invoices, Subscription packages and payment requests to their own clients.

22.2 Unless expressly stated otherwise, the contract for consultancy or other third-party services remains between the Customer and its client.

22.3 WICL is not a party to that underlying professional-services contract merely because CompCheck.IO facilitates the proposal, invoice or payment.

22.4 Customers are responsible for their pricing, descriptions of services, taxes, refunds, chargebacks, customer disputes, fulfilment and applicable law.

23. Third-Party Payment Providers

23.1 Payment functionality may be provided using third-party payment processors, including where consultants connect their own payment-provider accounts.

23.2 Use of third-party payment services may be subject to separate terms imposed by that provider.

23.3 WICL is not responsible for an independent payment provider's acts, omissions, outages, account restrictions or decisions except to the extent liability cannot lawfully be excluded.

24. Customer Content

24.1 As between WICL and the Customer, the Customer retains ownership of Customer Content.

24.2 The Customer grants WICL a limited, non-exclusive licence to host, copy, transmit, display, modify technically, back up and otherwise process Customer Content solely to the extent reasonably necessary to provide the Services, maintain security, provide support, comply with law and perform WICL's obligations under this Agreement.

24.3 The Customer warrants that it has all rights and permissions necessary to provide Customer Content to WICL for these purposes.

25. Intellectual Property

25.1 All intellectual-property rights in or relating to the Platform and Services, excluding Customer Content, belong to WICL or its licensors.

25.2 This includes rights in software, source code, object code, databases, interfaces, workflows, design systems, branding, Documentation and proprietary platform content.

25.3 Except as permitted by law, the Customer must not copy the Platform, reverse engineer it, attempt to obtain source code, reproduce proprietary functionality, remove proprietary notices or use WICL intellectual property to develop a competing product.

26. Customer-Uploaded Templates and Documents

26.1 The Customer retains rights in original templates and documents it uploads.

26.2 Uploading material does not transfer ownership to WICL.

26.3 The Customer must not upload material that infringes another person's intellectual-property rights.

27. Acceptable Use

The Customer must not use the Services unlawfully, fraudulently, to infringe intellectual-property rights, distribute malware, gain unauthorised system access, harass or unlawfully discriminate, process Personal Data unlawfully, send unlawful unsolicited communications, circumvent Subscription limits or security controls, interfere with Platform integrity, or otherwise breach the CompCheck.IO Acceptable Use Policy.

28. Data Protection

28.1 Each party must comply with applicable data-protection legislation.

28.2 Depending upon the processing concerned, WICL may act as a controller of Personal Data it processes for its own purposes or as a processor processing Customer Data on behalf of the Customer.

28.3 Where WICL processes Personal Data as processor on behalf of the Customer, the CompCheck.IO Data Processing Agreement forms part of this Agreement.

28.4 The Customer is responsible for ensuring that it has a lawful basis and otherwise complies with applicable law in relation to Personal Data it collects and instructs WICL to process.

28.5 The Customer must provide appropriate privacy information to its employees, applicants, learners, clients, contractors and other relevant individuals.

29. Special Category and Sensitive Information

29.1 The Customer acknowledges that HR, absence, workplace, compliance or other records may contain particularly sensitive information.

29.2 The Customer is responsible for determining whether it is lawful and appropriate to enter such information into the Services.

29.3 The Customer must not use the Services to process categories of information prohibited by WICL from time to time.

30. Security

30.1 WICL will implement technical and organisational measures appropriate to the risks associated with the Services and processing undertaken by WICL.

30.2 No internet-based service can be guaranteed to be completely secure or uninterrupted.

30.3 The Customer is responsible for security matters within its control, including Account credentials, endpoint/device security, user permissions, internal access management and promptly disabling former users.

31. Sub-processors

31.1 WICL may use third-party service providers and sub-processors to provide aspects of the Services.

31.2 Appointment and use of sub-processors in relation to Customer Personal Data will be governed by the Data Processing Agreement.

31.3 Where required by applicable data-protection law, WICL will maintain appropriate contractual arrangements with sub-processors.

32. Service Availability

32.1 WICL aims to provide reliable access to the Services but does not guarantee uninterrupted or error-free availability unless a separate Service Level Agreement expressly provides otherwise.

32.2 Access may be affected by planned maintenance, emergency maintenance, upgrades, internet or telecommunications failures, third-party services, cyber incidents, circumstances outside WICL's reasonable control or technical faults.

32.3 WICL may temporarily restrict access where reasonably necessary to protect the Platform, Customers, data or third parties.

33. Backups, Retention and Exports

33.1 WICL may maintain backups as part of its operational and disaster-recovery processes.

33.2 Backups are not a substitute for any independent record-retention or backup obligations applicable to the Customer.

33.3 Where export functionality is available, Customers are encouraged to export important information where appropriate.

33.4 Data retention following termination will be governed by these Terms, the DPA and WICL's applicable retention arrangements.

34. Third-Party Services and Integrations

34.1 The Services may integrate with third-party products and services.

34.2 WICL does not control independent third-party services.

34.3 The Customer may be required to agree to separate third-party terms.

34.4 WICL does not warrant continued availability of a third-party integration where the relevant provider modifies, restricts or terminates its service.

35. No Guarantee of Compliance or Outcome

35.1 WICL does not warrant that use of the Services will prevent accidents or incidents, prevent regulatory action, satisfy every legal obligation, eliminate business risk, prevent employment disputes, ensure payroll accuracy where source information or Customer configuration is incorrect, establish employee competence, secure accreditation, produce a particular commercial result or replace professional judgement.

35.2 The Customer remains responsible for its decisions and activities.

36. Warranties

36.1 WICL warrants that it will provide the Services with reasonable care and skill.

36.2 Except as expressly stated in this Agreement, and to the fullest extent permitted by law, all implied warranties, conditions and other terms are excluded.

36.3 WICL does not warrant that the Services will be uninterrupted, completely error-free, that every defect can or will be corrected immediately, that the Services will meet requirements not expressly agreed, or that third-party integrations will remain continuously available.

37. Limitation of Liability

37.1 Nothing in this Agreement excludes or limits liability where doing so would be unlawful.

37.2 In particular, nothing in this Agreement excludes or limits liability for death or personal injury caused by negligence where liability cannot lawfully be excluded, fraud or fraudulent misrepresentation, or any other liability which cannot lawfully be excluded or limited.

37.3 Subject to clause 37.1, WICL shall not be liable for loss of profit, loss of revenue, loss of anticipated savings, loss of business, loss of opportunity, loss of goodwill or reputation, or indirect or consequential loss arising out of or in connection with this Agreement.

37.4 Subject to clause 37.1, WICL shall not be liable for loss arising from:

1. decisions, acts or omissions of the Customer or its Authorised Users;
2. inaccurate, incomplete or misleading Customer Data;
3. failure by the Customer to review documents, information, calculations, outputs or records generated, populated or maintained using the Services;
4. professional advice or services provided by consultants or other third parties using the Platform;
5. Customer-created or third-party training or course content;
6. unlawful, inaccurate or inappropriate Customer Content;
7. acts or omissions of Authorised Users;
8. third-party products, integrations or services;
9. use of the Services contrary to these Terms, the Documentation or WICL's reasonable instructions; or
10. failure by the Customer to implement appropriate professional, organisational, technical, compliance, HR, operational or management controls.

37.5 Subject to clauses 37.1–37.4, WICL's total aggregate liability arising out of or in connection with this Agreement, whether in contract, tort (including negligence), breach of statutory duty, misrepresentation, restitution or otherwise, shall not exceed the total Subscription Fees paid or payable by the Customer to WICL for the affected Services during the 12 months immediately preceding the event giving rise to the claim.

37.6 Where the Customer has used only Services provided free of charge and has paid no Subscription Fees to WICL during the relevant period, WICL's total aggregate liability arising out of or in connection with this Agreement shall not exceed £100.

37.7 The limitations in this clause apply to the maximum extent permitted by applicable law.

38. Customer Indemnity

38.1 Subject to applicable law, the Customer shall indemnify WICL against third-party claims, losses, damages, liabilities and reasonable costs arising directly from:

1. Customer Content infringing third-party intellectual-property rights;
2. unlawful processing of Personal Data by the Customer;
3. material misuse of the Services by the Customer;
4. professional advice or services supplied by a consultant through the Platform;
5. Customer-created or Customer-sold course content;
6. unlawful communications sent by the Customer through the Services; or
7. a material breach by the Customer of clauses 24, 25 or 27.

This indemnity does not apply to the extent the claim was caused by WICL's own breach of this Agreement, negligence or unlawful conduct.

39. Suspension

39.1 WICL may suspend all or part of an Account where reasonably necessary because of overdue payment, suspected unlawful activity, a material security risk, serious or repeated breach of these Terms, conduct threatening the Platform or another user, a legal or regulatory requirement, or misuse likely to expose WICL to material liability.

39.2 Where reasonably practicable, WICL will notify the Customer of the reason for suspension and provide an opportunity to remedy the issue.

40. Termination

40.1 Either party may terminate in accordance with the applicable Subscription terms.

40.2 WICL may terminate this Agreement immediately or on notice where the Customer commits a material breach which cannot be remedied, fails to remedy a remediable material breach within a reasonable period after notice, persistently fails to pay amounts due, continued provision would be unlawful, or the Customer becomes insolvent subject to applicable insolvency law.

40.3 Termination does not affect rights and liabilities accrued before termination.

41. Consequences of Termination

41.1 On termination, the Customer's right to use the affected Services ends, outstanding amounts become payable, WICL may disable Account access and Customer Data will be handled in accordance with the DPA and applicable retention arrangements.

41.2 The Customer is responsible for exporting information it requires before Account deletion, where export functionality is available.

41.3 Clauses intended by their nature to survive termination shall continue, including provisions relating to intellectual property, confidentiality, liability, indemnities and governing law.

42. Confidentiality

42.1 Each party must keep confidential information received from the other confidential and use it only for the purposes of this Agreement.

42.2 This does not apply to information that is publicly available other than through breach, was lawfully known already, is received lawfully from a third party, is independently developed, or must be disclosed by law or competent authority.

43. Changes to these Terms

43.1 WICL may update these Terms to reflect changes in law, security requirements, new functionality, changes to the Services, regulatory requirements or reasonable changes to WICL's commercial arrangements.

43.2 Where a change materially adversely affects an existing paid Customer, WICL will provide reasonable notice where practicable.

43.3 Continued use after an updated version becomes effective constitutes acceptance where legally permissible.

44. Communications

44.1 WICL may provide contractual notices electronically, including through email, Account notifications, Platform notices or other electronic means reasonably associated with the Account.

44.2 Customers are responsible for maintaining current contact information.

45. Assignment

45.1 The Customer may not assign or transfer this Agreement without WICL's prior written consent, such consent not to be unreasonably withheld where appropriate.

45.2 WICL may assign this Agreement as part of a merger, restructuring, sale of business or transfer of the CompCheck.IO business, subject to applicable law and data-protection requirements.

46. Force Majeure

Neither party shall be liable for delay or failure caused by circumstances outside its reasonable control, except that this clause does not excuse payment obligations already due.

47. Entire Agreement

47.1 This Agreement, together with documents expressly incorporated into it, constitutes the entire agreement between the parties concerning the Services.

47.2 Incorporated documents may include the Data Processing Agreement, Privacy Policy, Acceptable Use Policy, applicable Subscription or order terms, Consultant Terms, Academy Course Creator & Marketplace Terms, and any expressly agreed Service Level Agreement.

47.3 Nothing in this clause limits liability for fraud or fraudulent misrepresentation.

48. Order of Precedence

If there is a conflict between documents forming the Agreement, the following order shall apply unless expressly agreed otherwise:

1. a specifically negotiated written agreement or order;
2. the Data Processing Agreement, for data-protection matters;
3. applicable specialist terms;
4. these Terms; and
5. Documentation.

49. Severability

If any provision is held invalid or unenforceable, it shall be modified to the minimum extent necessary where legally permissible, and the remaining provisions shall continue in effect.

50. No Waiver

Failure or delay in exercising a contractual right does not waive that right.

51. Third-Party Rights

Except where expressly stated otherwise, no person other than the parties has a right to enforce this Agreement under the Contracts (Rights of Third Parties) Act 1999.

52. Governing Law and Jurisdiction

52.1 This Agreement and any non-contractual obligations arising from it are governed by the laws of England and Wales.

52.2 Subject to any mandatory rights which apply otherwise, the courts of England and Wales shall have exclusive jurisdiction over disputes arising out of or relating to this Agreement.

53. Contact

Questions concerning these Terms, contractual matters or the Services should be sent to: